Workforce Housing inPagosa Springs

Collaborating with local government and community partners to bring workforce housing to our community.

Pagosa Springs CDC Workforce Housing Project

PSCDC is accepting applications for one remaining move-in ready home in Phase I and five homes to be built in 2026 for Phase II of the Workforce Housing Project. Please complete the following Eligibility Pre-Application Form to get started.
Homebuyer Eligibility Pre-Application Form

Tour the Last Move-In Ready Home from Phase I Workforce Housing

Workforce Housing Project Background

In February 2023, the PSCDC Board of Directors added workforce housing to the Strategic Plan. Since then, PSCDC has worked with Archuleta County leadership, Habitat for Humanity of Archuleta County, local banks, and other community partners to develop a plan with four main goals:

  • Provide long-term, safe, and energy-efficient housing with attainable homeownership opportunities for the workforce
  • Collaborate with local government to create housing compatible with community needs
  • Build capacity for future projects that can be replicated in additional phases
  • Secure external funding and establish protocols to help reduce the affordability gap for homeowners

As part of this effort, Archuleta County donated 35 vacant lots to PSCDC in 2023. The primary objective of Phase I is to build 10 new single-family homes in the Chris Mountain II subdivision.

Affordability is central to the project’s success. Designed for the “missing middle,” meaning households earning between 80% and 100% of Area Median Income (AMI), the homes will be offered at cost for vertical construction, with gap funding and down payment assistance to help keep them attainable for the local workforce.

Contractor Selection: BWD Construction

After a thorough and extensive RFP process, PSCDC has selected BWD Construction as the builder for the first 10 homes of our housing project. The single family two-bedroom, two-bath homes will be built in the Chris Mountain II and Trails Subdivisions in Pagosa Lakes and be available for purchase to buyers in the 80% to 100% AMI.

Rory Burnett, BWD CEO states, “We have been attempting to get into building workforce housing for the last six  years to serve middle income housing. We’re proud to be the local contractor to take these first 10 homes across the finish line.” Completed homes are expected to be available for purchase by December 2024.

PSCDC welcomes BWD as our building partner for this unique private-public project that will serve as a model for rural areas in Colorado into the future.  PSCDC plans for these 10 homes, which are included in the first phase of a four-phase project, is to provide home ownership for law enforcement, local schools, the fire and hospital districts, and additional key labor sectors in Pagosa Springs and Archuleta County. The properties will have deed restrictions to preserve affordability into the future, while allowing for modest value increases for homeowners.

Community Partners in Workforce Housing

At the Pagosa Springs Community Development Corporation, we know that providing affordable housing takes a team of dedicated community partners. We are grateful to the real estate professionals who have volunteered their time and expertise to help local families navigate the path to homeownership.

From early guidance and contract negotiation to coordinating with lenders, advising through inspections, and ensuring a smooth closing, their expertise has been essential in transferring our workforce homes to income-qualified buyers. These agents have gone above and beyond, offering their services without commission because they understand that a thriving community depends on accessible housing for the people who live and work here.

Our Current Partner: Galles Properties

We are proud to partner with Galles Properties on the sale of our remaining workforce houses. Galles has listed four charming, energy-efficient homes available to PSCDC-qualified buyers earning 80 to 100 percent of Area Median Income.

“We are grateful for this important community effort to facilitate affordable housing in Pagosa Springs,” says Galles Properties owner Tim Plate. “Our agents are proud to be a part of it.”

Galles Properties is facilitating the real estate contract process commission-free, ensuring that more resources remain with the buyers and the project itself.

Available Listings

A Heartfelt Thank You to Past Partners

We extend our sincere appreciation to the local real estate professionals who helped bring earlier PSCDC homes to closing. Their commitment made a lasting difference for the families who now call these houses home:

• Shelley Low, EXIT Realty Home & Ranch
• Blue Pitcher Lindner, Jann C. Pitcher Real Estate
• Marcie Lewis, Galles Properties
• Lauren Fredrickson, Galles Properties

Each exemplifies what it means to be a true community partner.

Workforce Housing Eligibility Pre-Application & Housing Opportunity Process

PSCDC is accepting homebuyer applications for the workforce homes built in 2024 and 2025. Submit your application today!

PSCDC is proud to announce we are accepting Homebuyer Eligibility Pre-Applications for our workforce housing project. This project would not be possible without our valued partners: Bank of the San Juans, BWD Construction, Archuleta County, PAWSD, LPEA, PLPOA, Town of Pagosa, Habitat for Humanity of Archuleta County, RG Bank, 1st Southwest Bank, HomesFund, Bank of Colorado, and TBK Bank.

Buyers who are interested in purchasing one of the first 20 homes that will be available in 2024 and 2025 are invited to complete the Eligibility Pre-Application Form using the following link.

Homebuyer Eligibility Pre-Application Form

PSCDC is undergoing this project to meet the housing needs of our community’s local workforce with attainable price points for buyers. These price points are achieved through various subsidies, including land costs, development fee costs, architectural and engineering costs, down payment assistance, and direct cash grants.

In exchange for these direct subsidies, the workforce housing units are deed restricted. The three primary deed restrictions on each home include requirements for the home to be a primary residence for a local worker, income restrictions based on AMI at the initial purchase date, and a modest appreciation cap of 5% a year to maintain the long-term affordability of the unit.

To learn more about the application and Housing Opportunity Process, use the following link to view an informational flyer.

Homebuyer Informational Flyer

Housing Opportunity Process

In early 2025, PSCDC will host the second Housing Opportunity Process (HOP) for Phase 1 of the Workforce Housing Project in the Trails and Chris Mountain II subdivisions.

During this public HOP event, we will draw up to 8 qualified homebuyers from the pool of pre-approved applicants who can select one of our newly built affordable homes. A neutral party will draw the names to ensure fairness. Each household drawn will have the opportunity to select one of the available homes to purchase.

Important Information

  • To participate, potential homebuyers must first apply with PSCDC, obtain pre-qualification from a bank, and receive verification of AMI with the Archuleta County Housing Authority.
  • Homebuyers must be present or have a representative present at the drawing.
  • Homebuyers drawn will have 5 minutes to make their home selection. If no desired home is available, the homebuyer(s) will be placed on a waiting list in the order drawn.

Homebuyer applications for 2024 and 2025 builds will remain open! Interested homebuyers are encouraged to apply using the link above.